List of ErrorsThe payment failed because the customer previously requested a stop on recurring billing through their bank or payment provider. The issuing bank honored this request and is now blocking further charges on the card.
gateway.transaction_processing.cardholder_billing_stop
Recommended Customer Message
We are unable to process your transaction as you have requested to cancel a recurring transaction or subscription.Root Cause
- Customer-initiated cancellation: The customer contacted their bank or payment provider to stop future billing.
- Bank instructions: The issuing bank honored the customer's request to block recurring transactions.
- Mandate cancellation: In some regions, mandates for recurring payments can be revoked by the customer, leading to automatic declines for further charges.
Troubleshooting and Solutions
- Inform the customer that their transaction failed because they previously requested the cancellation of a recurring billing agreement.
- Ask the customer to confirm if they still wish to use the service or reactivate their subscription.
- Ask the customer to complete a new authorization or payment setup if they want to continue.
- Check with the payment gateway to confirm the cancellation request and any restrictions applied.
- Ensure no future billing attempts are made without customer reauthorization.