List of ErrorsThe bank account provided does not support SEPA Direct Debit transactions. This happens when the account is not part of the SEPA network, the account type does not support direct debits, or the bank does not offer SEPA services.
gateway.bank_account.sepa_not_supported
Recommended Customer Message
Your bank account was declined because it does not support SEPA Direct Debits. Try a different payment method.Root Cause
- Non-SEPA account: The provided bank account is not part of the Single Euro Payments Area (SEPA) network and cannot process SEPA Direct Debit transactions.
- Unsupported account type: The account type does not support SEPA Direct Debits (e.g., savings accounts or certain business accounts).
- Bank limitations: The customer's bank does not offer SEPA Direct Debit services for their account.
- Incorrect bank details: The IBAN or bank details provided do not belong to a SEPA-participating bank.
Troubleshooting and Solutions
- Ask the customer to use a different bank account that supports SEPA Direct Debits.
- Verify that the customer has provided the correct IBAN and bank details.
- Recommend the customer use an alternative payment method if a SEPA-compliant account is not available.
- Clearly inform customers during checkout about payment method requirements related to SEPA.
- Retry the transaction only after confirming that the provided account supports SEPA Direct Debits.