List of ErrorsThe account holder name provided does not match the name registered with the bank. This happens when there is a mismatch between the name entered during payment and the official name on the bank account records.
gateway.bank_account.invalid_owner_name
Recommended Customer Message
The name provided with the payment method is incorrect. Try again with the correct name.Root Cause
- Incorrect name entered: The name provided does not match the official account holder's name as recorded by the bank.
- Formatting issues: The name was entered with incorrect capitalization, extra spaces, or special characters that caused validation failure.
- Bank verification failure: The bank was unable to match the provided name with their records during validation.
- Nickname or informal name used: The customer entered a nickname or variation of their legal name, which does not match bank records.
Troubleshooting and Solutions
- Ask the customer to verify and re-enter the correct legal name as registered with their bank.
- Ensure the name is entered without extra spaces, special characters, or incorrect formatting.
- Retry the transaction after correcting the account holder's name.
- Recommend the customer contact their bank if they are unsure of the exact name associated with the account.
- Implement clear field instructions to guide customers on providing the correct name format.